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We feel so very fortunate that Travis was able to connect with you and have you teach him the important details of making this purchase happen.
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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	Where are the highest median price homes in the United States currently located?
A	According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Garth and Christy Gillespie, REALTORŽ, real estate agents and broker for Teton Village, Jackson and Jackson Hole Wyoming home listings, property and land for sale - NUMBER1EXPERT(tm)

Garth and Christy Gillespie
Sotheby's International Realty
185 W. Broadway
Jackson, WY. 83001
307-739-8056
307-413-5243
877-739-8146
Fax: 307-733-0511
Email: gandcgillespie@NUMBER1EXPERT.com
Garth and Christy Gillespie are one of Jackson's leading real estate teams. They are committed to helping customers find properties of value. "We love what we do and it shows," says Christy, who has over 10 years of experience in Jackson and has consecutively won top producer awards. Christy, originally from Naples, Florida, literally grew up in the real estate business. Her parents owned a successful real estate company where she got her start, and success in the business seemed to follow her. Her love for the mountain lifestyle became evident after many family trips to Lake Tahoe and Vail, Colorado. She was lucky enough to find Garth at the University of Denver, where they both graduated with degrees in business, and they married in Grand Teton Park. Garth joined Christy in real estate 6 years ago and hasn't looked back since. "It is the people that I love working with as well as taking marketing to new levels," says Garth, who originally hails from Milwaukee, Wisconsin.

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